Neat Capital

Fast, Transparent Loans

Ready to close your loan in 15 days on average — 3X faster than other lenders.

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How We're Different

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Minimize paperwork with our 20-minute online application and account-linking; get your part done easily.

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See if your income & assets qualify even before you submit your application.  If you don't get our best rate, you'll know why.  

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Your Optimal Loan

Compare loans and see the impact on your interest rate when you adjust the down payment.  

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Compete Against Cash

Strengthen negotiation power with our Platinum Pre-Approval that makes your loan as reliable as cash.

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Specialists in Large Loans

Experience our smooth loan approval, whether you receive a steady salary, run your own business or have investments.

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Competitive Rates

Receive interest rates just as low as the big banks and lenders.

Average Time to be Ready to Close a Home Loan.

Neat Capital | 15 Days


Industry Average | 46 Days*

46 days


*Ellie-Mae — Dec 2017

Make an offer on a home with financing as reliable as cash

What Our Clients are Saying

"... the mortgage process always seems daunting. Neat Capital completely changed my mind and outlook."

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"100x Better…"

We refinanced our home in October 2016…. The experience was easily 100x better and easier than our previous mortgage only a year prior… We hooked up our accounts and the data refreshed automatically, saving us hours of work. I expect this experience to get simpler and more seamless (and it was already fantastic).

Jens & Teen | Louisville, CO

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"Effortless Mortgage Refinancing"

The paperwork was less of a burden than my original mortgage. The team modeled at least 8 different scenarios so I could find the best loan for me. They inspired trust and demonstrated considerable expertise. They nudged me through the process, enabling me to get a great rate, right before the rates went up.

Adam | Boulder, CO

Get a Pre-Approval


You Complete: 90-second quick application

You Receive: More accurate estimate of interest rate

When: Immediately

Get Your Customized Quote
Make a Cash-like offer

Platinum Pre-Approval

You Complete: 20-minute online application

You Receive: Loan Commitment - stronger than a Pre-Approval

When: 24-48 hours

Get Pre-Approved

Where We Lend

We're currently offering all types of loans in CA, CO, CT, D.C., FL, MD, TX, VA and WA.

Personalized Service

Call 1-888-210-5232 to speak with an expert