Neat Capital provides the fastest, easiest way to apply and be approved for a home loan
You Give: Some basic information taking just 2 minutes
You Get: More accurate estimate of interest rate based on verification of credit score and a specific property address. Great when you're shopping for a loan.
You Complete: 20 minute online application; link accounts & upload information
You Get: Once approved, you can make an offer on a home, knowing you'll get the loan. We'll even back your earnest money.
We capture everything in a 20-minute application, where you link your accounts. You'll avoid surprises and the ongoing exchange of paperwork.
We'll show you the assets and income required for your loan. If you don't receive our lowest rate, you'll know why.
As you work through our application, we'll show you different loan scenarios such as whether putting more down will result in a better rate.
We complete the process up front, eliminating financing contingencies on your loan. Your offer will be as reliable as cash, giving you stronger negotiating power.
Your loan will close in less than half the time of the industry average.
We offer competitive rates on large loans common in hot markets like San Francisco. As experts in complex financial situations, we'll guide you in each step.
We refinanced our home in October 2016…. The experience was easily 100x better and easier than our previous mortgage only a year prior… We hooked up our accounts and the data refreshed automatically, saving us hours of work. I expect this experience to get simpler and more seamless (and it was already fantastic).
Jens & Teen - Louisville, Colorado
Jens and Teen's Customer Testimonial
The paperwork was less of a burden than my original mortgage. The team modeled at least 8 different scenarios so I could find the best loan for me. They inspired trust and demonstrated considerable expertise. They nudged me through the process, enabling me to get a great rate, right before the rates went up.
Adam - Boulder, Colorado
Adam's Customer Testimonial