Simplified home financing.

Close faster, with greater transparency and certainty.

Competitive rates are just the beginning.

Our one-session home loan experience is designed to take the elements that make borrowing inefficient and frustrating – and solve for them through technology and a smarter process. We provide home financing so certain you can make cash-like offers on purchases that close in 15 days or less.

Questions? Our advisors are here to help you every step of the way.

Home loans engineered for efficiency.

Icon of a person moving forward

Minimize paperwork with our 20-minute one-step digital application.

Magnifying glass with dollar symbol

See if your income and assets qualify even before you submit your application.


Get approved in as little as 48 hours and close your entire transaction in 15 days or less.


Strengthen your negotiation power with our cash-like Platinum Pre-Approval.

Unique Situations

We specialize in jumbo loans, self-employed and other complex borrower situations.

thumbs up

Access multiple rate options with certainty that you qualify.

Get your Platinum Pre-Approval now.

A photo of Neat Capital borrowers in front of their new home drinking champagne.

"100x better and easier"

“We refinanced our home in October 2016…. The experience was easily 100x better and easier than our previous mortgage only a year prior… We hooked up our accounts and the data refreshed automatically, saving us hours of work. I expect this experience to get simpler and more seamless (and it was already fantastic).”

Louisville, CO

Check today's rates to get an instant quote.

5 stars
5 stars