Mortgage
without the mess.

Close faster, with greater transparency and certainty.

Finance your home—the Neat way.

We’ve cleaned up the home financing process so that even the most complex home loans could close 3x faster than the industry average.

Real-time visibility

See if your income and assets qualify even before you submit your application.

$10,000 backed

Buyers with an approved home loan are backed with an extra level of financial security.

Clear to close 3x faster

Leverage our smart online application to get your home loan submitted easily and quickly.

Refinance your home loan
and start saving thousands.

Get a new rate on your home loan and lower your monthly mortgage payment. When you refinance with Neat Capital, you get access to great rates and visibility into what you qualify for even before you submit your application. And that’s pretty neat

What people say about Neat Capital

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"Neat Capital...made the entire process fast, easy, and was there with me every step of the way... They made the entire process stress-free and they had us ready to close in two weeks! Everything was streamlined and they responded to any questions I had within the hour, most times within 20 minutes, and never made me feel like I was inconveniencing anyone. You will not be displeased with Neat Capital..."

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“I am saving over $500 a month now on my mortgage payments. I never once had to call Melody to bug her about anything. She always called me first and always kept me in the loop on what was happening. I loved her competence and professionalism. I live in California and during my refinance I had to go to Denver unexpectedly to take care of a family member so to ease my stress and anxiety, Melody set up a notary public to come to my brother's house in Denver for me to sign my closing documents. It was such a relief and I was able to close on time. I am telling all of my friends to go to Neat Capital for their mortgage needs..."

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"The guys over at Neat Capital are doing something right. I may have been a first time home buyer but I shopped around for lenders. A lot. Neat Capital's process, portal, and user interface, made it as easy to apply and get pre-approved as some of the big online lenders out there. But unlike the big guys, the team at Neat Capital is just a phone call away. They were very responsive, friendly and open to the many (mostly dumb) questions I had a first time buyer. They explained the process is clear and transparent terms. And were flexible to work in the fast-paced Denver market that out-of-state lenders tend to fumble over. Oh, and did I mention we closed in 16 days? Yeah, if you need to make an offer contingent on a quick closing, Neat Capital is the only way to go."

Mortgage without the mess.