Neat Capital

Home Buying, Reinvented.

Neat Capital provides the fastest, easiest way to apply and be approved for a home loan

See Current Rates

Lock in the rate you want and make a competitive offer.

Just Browsing Homes

Customized Quote

You Give: Some basic information taking just 2 minutes 

You Get: More accurate estimate of interest rate based on verification of credit score and a specific property address. Great when you're shopping for a loan.

Get Your Customized Quote
Seriously Shopping

Platinum Pre-Approval

You Complete: 20 minute online application; link accounts & upload information

You Get: Once approved, you can make an offer on a home, knowing you'll get the loan. We'll even back your earnest money.

Get Pre-Approved

Fast, Transparent Loans. 

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We capture everything in a 20-minute application, where you link your accounts. You'll avoid surprises and the ongoing exchange of paperwork.  

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We'll show you the assets and income required for your loan. If you don't receive our lowest rate, you'll know why.

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As you work through our application, we'll show you different loan scenarios such as whether putting more down will result in a better rate.

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Compete with Cash

We complete the process up front, eliminating financing contingencies on your loan. Your offer will be as reliable as cash, giving you stronger negotiating power.

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Fast Closing

Your loan will close in less than half the time of the industry average.

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Specialists in Large Loans

We offer competitive rates on large loans common in hot markets like San Francisco. As experts in complex financial situations, we'll guide you in each step.

What Our Clients are Saying

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"100x Better…"

We refinanced our home in October 2016…. The experience was easily 100x better and easier than our previous mortgage only a year prior… We hooked up our accounts and the data refreshed automatically, saving us hours of work. I expect this experience to get simpler and more seamless (and it was already fantastic).

Jens & Teen - Louisville, Colorado
Jens and Teen's Customer Testimonial

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"Effortless Mortgage Refinancing"

The paperwork was less of a burden than my original mortgage. The team modeled at least 8 different scenarios so I could find the best loan for me. They inspired trust and demonstrated considerable expertise. They nudged me through the process, enabling me to get a great rate, right before the rates went up.

Adam - Boulder, Colorado
Adam's Customer Testimonial

Neat Capital specializes in larger home loans common in hot markets.

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Get Personalized Service

We're currently offering mortgages in California, Colorado, Connecticut, Florida, Maryland, Texas, Virginia, Washington and Washington D.C. If you're interested in getting a mortgage in one of these states, please contact

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