Meet Neat Capital.

Delivering the finest customer experience across the entire home financing and real estate transactions.

The quest to create a seamless home financing and buying process.

At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.

Through our primary business units–Neat Loans and Neat Homes–our organization is changing the face of home financing and real estate by delivering tech-enabled transparent experiences that put the client first.

the founders

CEO, Founder

Luke Johnson

CTO, Co-Founder

Steve Herschleb


Johnny Appleseed

the board members

Board Member

Donald Henig

Board Member

David Akre

Board Member

Don Lashbrook


Million Funded


Minutes to Get Approved through our affiliate partner, Neat Loans.


Faster Approval than the Industry Average


million in equity financing to fund its innovative approach to home financing.

Pre-approvals in minutes

3x faster than the industry average. That means less time spent filling out forms and more time spent on what matters most — moving into your new home.

Through Our Afiiliates

Everyone has a story behind. Here’s ours!

Founded in 2017, Neat Capital was started with a simple mission of transforming the home lending and real estate transaction. Since then, we've been able to do just that.


Home lending platform is launched, streamlining the process with an online application and an average timeline of 13 days (maintained since launch).


Neat reaches $1 million in first year revenue.


Pricing & underwriting engine released.


Loan production doubled from 2017.


Neat Homes is founded.


Instant pre-approval with soft credit pull released.


Neat partners with its first bank client white labeling our technology.


Neat reaches $1 billion run rate in loan applications.


Direct to consumer channel launched.


Neat debuts the first modern core banking loan origination system.


Neat Loans is founded, delivering the next generation in home lending.

We are a nationally recognized company.

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San Francisco

1550 Bryant Street STE 750 San Francisco, CA 94103


944 Queensway South East London SE56 8TD

New York

9469 East Moonlight Drive East Rockaway, NY 11518.

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