Meet Neat Capital

The journey from pre-approval to home purchase just got a whole lot shorter.

At Neat Capital, we work with everyone from first-time buyers who are brand new to home-purchasing, to successful entrepreneurs who are looking to secure their next investment properties. We specialize in jumbo loans (any home loan $400,000 and above), and we’re currently licensed in California, Colorado, Connecticut, District of Columbia, New Mexico, Texas, and Washington.

Our Story

We help borrowers finance their dream homes, and we’ve been doing it for a long time. Over the years we’ve found success for our clients in seasons of high market growth—and in seasons of severe recession. Despite this passing of time, one constant has remained: The home loan process at large has become increasingly confusing and stressful to navigate. In other words, it’s been a real mess. 

When we decided to create Neat Capital, we started our mission to clean up the entire mortgage lending process. We wanted to leverage technology to analyze even the most complex financial situations. This way, we could approve and secure loans in a matter of days—instead of weeks. From there, we’d work backward to ensure each step of our lending process would be intuitive and transparent for our busy home buyers.

And we did just that. Neat Capital re-built home financing so that even the most complex home loans could close 3x faster than the industry average. 

As a FinTech company and mortgage lender, Neat Capital works directly with home buyers, and also develops strong partnerships with real estate brokers, wealth managers, CPAs, and corporations. This way, no matter what part of the home-buying process you’re involved in—the home buyer’s journey from point A to B becomes more reliable, organized, and effortless. 

about neat capital

How We Help

A homebuyer found their dream house and wants to make an offer.

Our 3-minute instant pre-approval gives buyers the power to submit offers immediately.

An entrepreneur is self-employed and has other real estate investments but needs to get approved quickly while differentiating their bid in a highly competitive real estate market.

Our platinum pre-approval process allows buyers with complex financial situations to make cash offers—with no financial contingencies—in as little as two days. 

A homeowner wants to lower their interest rate or tap into home equity in order to invest in another property or pay down debt.

We help homeowners efficiently find the best refinancing solution, including cash out and no-cost options.

What People Say About Neat

Our values make the difference.

neat capital reliable
Reliable

You’re free to feel absolutely secure, informed, and at ease with your home purchase.

neat capital organized
Organized

We’ve de-cluttered the approval process so you can make an offer on the same day.

neat capital effortless
Effortless

Finding the right house is complicated enough, your mortgage shouldn’t have to be.

Grow your career with a modern lender.

Neat Capital team

We're headquartered in Boulder, Colorado.

We also have offices in Westport, CT and San Jose, CA. We currently lend in CA, CO, CT, DC, NM, TX, and WA.

about neat capital

Buy or sell your home with Neat.

Neat Capital’s real estate offering, Neat Homes, provides traditional real estate services at a fraction of the price to buyers and sellers in Colorado. By focusing on critical risk factors earlier in the transaction, such as inspection and appraisal, Neat Homes is able to reduce uncertainty in what is often a challenging and reiterative process. Learn more at https://www.neathomes.com.

neat capital N with windows