The Blog | Neat Capital
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WHY IS MY RATE DIFFERENT THAN MY NEIGHBOR’S?

You’re not the only one who’s asked us why you can’t get a rate like your neighbor! Find out which seven primary factors are used to calculate your rate and how your unique situation causes that rate ...

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RESERVES: WHAT ARE THEY AND WHY DO THEY MATTER?

Why it matters to know how much money you’ll have in your accounts after your loan closes....

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WHY YOUR RATE CAN CHANGE AFTER A PRE-APPROVAL

Imagine that you’ve found the perfect home, received a pre-approval letter and sold your existing home. Then, right before closing, your lender informs you of a rate increase that is so drastic, you c...

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THE NEAT CAPITAL PLATINUM PRE-APPROVAL

To avoid unexpected changes in your loan, we provide pre-purchase approvals that offer you greater confidence and certainty in your offer....

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LOAN APPROVAL CERTAINTY

In an industry with little certainty and many opportunities for things to go terribly, terribly wrong it is groundbreaking that modern lenders are now employing technology to offer tech savvy consumer...

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WHY IS REAL TIME UNDERWRITING IMPORTANT?

The reality of buying a home in today’s fast paced market is that you don't have the time to wait for the slow-moving process of the past. If you’re anything like us, you hardly have time to sleep eig...

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TWO OBSTACLES PREVENTING A QUICK CLOSING

When shopping for a new home, there are a number of obstacles that you’ll face – timing, personalities, market upheavals, and more. The usual prescriptions for these issues include deep breaths, yoga,...

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BUILDING A REAL ESTATE BUSINESS

Looking to start out strong or need a reboot? San Diego Broker Rachel LaMar offers guidance....

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WINNING HOME BID STRATEGIES FOR COMPETITIVE MARKETS

Trying to buy a home in ultra-competitive markets like San Francisco, DC, or Denver can be a challenge for anyone. You realize that once you find your perfect house, your home bid will likely compete ...

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HOW DO YOU SECURE THE FASTEST HOME LOAN?

Anyone who has ridden the homebuying merry-go-round can attest to the frustration of finalizing a home loan. After all, you’ve found the perfect house, settled on a price, submitted a stack of documen...

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