Justin Carmichael is the Director of Mortgage Lending at Neat Capital. Prior to joining Neat, he served as a Vice President at Guaranteed Rate and previously spent seven years at Luxury Mortgage Corp as a Senior Mortgage Loan Originator. 

In the real estate and mortgage industry since 2005, he has helped customers achieve home ownership and savings on their mortgages. Justin strives to help people achieve their goals while getting the process done quickly and competitively. 

Justin believes in putting the power of mortgage lending into the hands of the homeowners, and he leverages Neat’s platform to let them know up-front all of the information needed while identifying possible trouble areas so that there are fewer headaches and unexpected issues or delays.