The Neat Story.

It’s 2021. People want a transparent, organized, and digital-first home loan experience, but the traditional mortgage process remains broken. Neat was created with the singular mission to clean up the entire home financing experience. 

Here's a little about how we got started.


Home lending platform is launched through Neat Capital entity, streamlining the process with an online application and an average timeline of 13 days (maintained since launch).

Neat reaches $1 million in first year revenue.

neat loans home loans


Neat partners with its first bank client white labeling our technology.

While the pricing & underwriting engine released in 2018, Neat's instant pre-approval with soft credit pull was released in 2019.


Neat reaches $1 billion run rate in loan applications.

Direct to consumer channel launched.


Neat debuts the first modern core banking loan origination system.

Bank-Level Security

We use regularly updated SSL certificates so you can always verify and trust that you are communicating with our website. Once the data is stored in a database, all sensitive information is secured in an encrypted format.

Our Story

Neat Loan's story begins with its parent company, Neat Capital. In 2017, Neat Capital set out to reinvent the industry with the only tech in the market today that brings clients all the way through the home loan process in one session.

What people say about Neat.


Founded by mortgage veterans and exceptional technologists, Neat has a leadership team with ground-up experience in 18 other startups.

Luke Johnson
Co-Founder & CEO

Steve Herschleb
Co-Founder & CTO

Tom Furey
Co-Founder & Product

Jen Farmer
VP, Marketing

Anant Vashi
VP, Finance

Kim Christensen
VP, Operations

Chris Carmichael
VP, Sales

Berenice Nuss
General Counsel