Platinum Mortgage Pre-Approval

Complete your loan with certainty in just one session.

Platinum Pre-Approval allows buyers to win bids by competing with cash offers.

Our digital 20-minute application lets you see how your loan eligibility is being evaluated so you can make informed decisions early in the process. You can check your income and asset requirements and compare different loan scenarios to choose the best option for you, plus find out within 48 hours if your loan has been approved, instead of weeks. We’re so certain about our process that for qualified applicants, we back up to $10,000 of your earnest money if your transaction falls through due to financing.

Leverage the power of platinum

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Cash-like offer in 2 days

Buyers receive official approval to make a cash-like offer in as little as 48 hours.

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$10,000 of your earnest money backed

Buyers with an approved home loan are backed with an extra level of financial security.

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Clear to close 3x faster

Buyers could go from applying for a loan to closing on their home in just two weeks.

“Neat’s platinum approval letter saved this deal today. The buyer’s dream house was listed for $1M and we delivered our platinum pre-approval letter to the agent at 10pm. The deal was accepted at $915k... $85k below asking BECAUSE of the strength of the Platinum. Borrowers happy... agent ecstatic and already promised me that I am "her guy" for life for saving this deal!”
Justin Carmichael, Loan Officer
Neat Capital

Complete your entire loan process in one easy session.

Get pre-approved—in a whole new way

Answer only the questions that apply to you. Nothing more. Nothing less.

We work hard behind the scenes so you don’t have to. We provide real-time underwriting so that once your application is complete—you really are ready to go. You’ll have everything you need to make a competitive, like-cash offer on the home (or homes) you’ve got your eye on. The best part is, you’ll have complete visibility into the process from start to finish. It’s quick, clean, and all about you.


Plus, get $100 on Neat for submitting all your supporting documents in the first 24-hours. 

Meet Neat Capital

At Neat Capital, we work with everyone from first-time homebuyers to successful entrepreneurs who are looking to secure their next investment property. We specialize in jumbo loans (that’s any home loan $400,000 and above), and we are currently licensed in California, Colorado, Connecticut, and Texas. 

Our platinum pre-approval application helps you make informed decisions early in the process. You can check your income and asset requirements and compare different loan scenarios.

Need to make a competitive bid on your dream home? Let’s get started.