Press Release
September 25, 2020

Neat Capital Hits $2 Billion of Annualized Applications

BOULDER, Colo.--(BUSINESS WIRE)--Neat Capital, a Boulder-based fintech and digital mortgage lender, today announced the celebration of a significant financial milestone: crossing $2 billion of annualized application volume.

"Breaking both the $1 billion and $2 billion marks are wild milestones to cross in a single year. I’m thrilled that the team is realizing our vision to change the way people buy and sell homes in the United States,” said Luke Johnson, Neat’s Founder and Chief Executive Officer. “Neat is the only lender with game-changing technology to produce a loan in one session. In addition to scalability, this technology delivers an incredibly strong value proposition for clients, which we’ve seen resonate in the market. Our success is far more than industry tailwind from a refi boom; client demand has exceeded industry growth trends by multiples of 12x to 27x, and we have a growing wait list of talented loan officers seeking to join our team.”

Neat Capital has developed world-class technology that incorporates AI, automated underwriting, and a proprietary pricing engine into its online application to deliver clients home financing without the traditional mess. Today, Neat Capital has redesigned the entire process so that even the most complex loans can close 3x faster than the industry average.

"As a mortgage professional ranked in the top 1% of my peers across the industry, I can say with absolute certainty that the traditional mortgage process was not built to provide clients with a quick, efficient, and stress-free experience—that is, until Neat Capital arrived,” said Tom Furey, Neat’s Co-Founder and SVP. "Because we designed our intelligent software to handle the most complex financial situations, I’m able to leverage tech to build far higher levels of confidence and trust with clients and referral partners. My clients know immediately where they stand as our technology communicates the level of income and cash required at closing while they are completing their application. Securing home financing doesn’t need to be challenging, uncertain, or stressful. Thanks to the efforts of our team, we are beginning to realize explosive growth. This is just the beginning of what we have in store.”

Neat Capital Inc. is a financial services technology company that offers clients residential home financing with unparalleled speed, certainty, and clarity. Neat Capital is reinventing the industry with the only tech in the market today that brings clients all the way through the home loan process in one session. Neat's vision is to make buying a home as frictionless as using cash. The company reaches consumers directly and also partners with Fortune 500s, the real estate and wealth management communities, and banks to serve their clients’ home loan needs. For more information, visit


Jen Farmer
Vice President, Marketing
(720) 263-2405

Jen Farmer

Chief Marketing Officer
Top-performing marketing leader with consistent appointments to higher levels of seniority at a $15B S&P 500 healthcare corporation. Broad B2B and consumer marketing experience in both strategy and execution, leveraging an analytical mindset with a Master’s level foundation in writing and communi...