Refinance your home—
the Neat way

Why Refinance Your Mortgage

Mortgage refinancing is the process of getting a new home loan in order to obtain a better interest term and rate. The savings you could gain from refinancing could help you reach your financial goals—freeing up monthly cash-flow, paying down debt, or saving for retirement.  

Refinancing may be done for several reasons. For instance, if you have an adjustable rate mortgage (ARM) or if your current home loan is a 30-year term (or more), refinancing into a fixed-rate or 15-year term mortgage could be a good financial decision. For others, reducing an interest rate by 1-2% could help shorten a payment schedule, helping achieve other long-term financial goals. 

Reduce monthly payments
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Lower your interest rate
cash back
Tap into your home equity

Should You Refinance?

Why Homeowners Refinance with Neat

At Neat Capital, competitive refinancing rates are just the beginning. Our quick online process allows you to find the home loan refinancing that’s best for you, including cash out and no cost options, even before submitting your application.

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100% visibility

Know exactly what you qualify for, and see if your income and assets qualify even before you submit your application.

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48-hour approval

Our one-session application ties up everything all at once. Receive an official loan approval in as little as 2 days.

What our customers are saying...

5 stars
“I contacted Melody Rose at Neat Capital, and she got me a guaranteed 30 year fixed rate loan. This is exactly what I wanted. I am saving over $500 a month now on my mortgage payments. I never once had to call Melody to bug her about anything. She always called me first and always kept me in the loop on what was happening. I loved her competence and professionalism. I live in California and during my refinance I had to go to Denver unexpectedly to take care of a family member so to ease my stress and anxiety, Melody set up a notary public to come to my brother's house in Denver for me to sign my closing documents. It was such a relief and I was able to close on time. I am telling all of my friends to go to Neat Capital for their mortgage needs and to definitely use Melody Rose. She was a pleasure to work with and really made this process easy.”
Darryl, Homeowner
Google Review